Sunday, March 10, 2013
Dave Ramsey, (the guy who has made millions helping others pinch pennies), and others like him such as Crown Ministries, etc. They are all pretty much alike and operate on the same basic principles. With the onset of smartphones the old envelope system has gone the way of the dinosaur. Enter Mint.com. They have a fabulous FREE app that keeps track for you (with a little set up and input from you at the beginning of each month) and it actually tracks your spending and places it into each category for you. A marvelous way to keep track of every penny including savings and investments. This is so much less work than the old cash system yet still holds you accountable down to the penny.....it even sends you a weekly progress report and pie chart of where you are money wise. Some of you smarties may be able to do all this in your head. I for one cannot. These whoever -they -are app makers made this app for me. For busy on the go lifestyles it can't be beat, and you can reach your reports with the click of a finger. I am very frugal and practical so for me this has been a God-send to keep all the household spenditures in check, and not have to carry around cash or envelopes. Every purchase can be planned for using my phone AND, no more leaking dollars here and there. Everything including Starbucks stays in check. If you have little you are called to be faithful. If you have alot you are still called to be faithful. As Americans we are rich, rich, rich wether you think you are or not. Happy Budgeting! And a disclaimer......these numbers are from the website. They. Are. Not. Ours. Heh.